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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 71-0294708 | Advisory (Participants) | $103,591 |
NFP RETIREMENT INC4 years Service code 99 | Other Fees | $50,511 |
WEALTHSPIRE ADVISORS LLC1 year Filed as: WEALTHSPIRE RETIREMENT ADVISORY Service code 99 · EIN 33-0905143 | Other Fees | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,575 | $105,248-91.9% | $147,318-94.2% | $71,012-87.9% |
| Participation rate | 77.3% | 66.1%+11.2pp | 82.1%-4.7pp | 58.6%+18.8pp |
| Annual return | 19.43% | 26.02%-6.6pp | 70.43%-51.0pp | 37.67%-18.2pp |
| Employer contribution / active EE | $3,059 | $3,785-19.2% | $4,593-33.4% | $2,348+30.3% |
| Participant deferral / active EE | $2,061 | $6,452-68.1% | $7,906-73.9% | $3,246-36.5% |
| Admin fee / account holder | $39 | $862-95.5% | $13,708-99.7% | $1,167-96.6% |