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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,908 | $132,099-28.9% | $115,599-18.8% | $138,895-32.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 17.51% | 176.76%-159.2pp | 111.10%-93.6pp | 145.39%-127.9pp |
| Employer contribution / active EE | $2,406 | $3,416-29.6% | $2,955-18.6% | $4,194-42.6% |
| Participant deferral / active EE | $8,826 | $5,617+57.1% | $4,889+80.5% | $6,396+38.0% |
| Admin fee / account holder | $1,436 | $15,650-90.8% | $12,841-88.8% | $12,562-88.6% |