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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,908 | $142,354-34.0% | $125,529-25.2% | $155,188-39.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 17.51% | 306.06%-288.6pp | 202.56%-185.0pp | 148.84%-131.3pp |
| Employer contribution / active EE | $2,406 | $3,501-31.3% | $3,058-21.3% | $4,248-43.4% |
| Participant deferral / active EE | $8,826 | $5,491+60.7% | $4,813+83.4% | $6,531+35.1% |
| Admin fee / account holder | $1,436 | $19,392-92.6% | $16,298-91.2% | $14,480-90.1% |