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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,613 | $150,412-73.0% | $120,574-66.3% | $145,884-72.2% |
| Participation rate | 50.0% | 78.8%-28.8pp | 71.9%-21.9pp | 80.3%-30.3pp |
| Annual return | 11.17% | 154.50%-143.3pp | 107.42%-96.3pp | 551.85%-540.7pp |
| Employer contribution / active EE | $1,483 | $4,355-65.9% | $3,471-57.3% | $4,662-68.2% |
| Participant deferral / active EE | $1,811 | $6,175-70.7% | $4,996-63.8% | $6,690-72.9% |
| Admin fee / account holder | $102 | $12,224-99.2% | $9,445-98.9% | $13,392-99.2% |