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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,914 | $166,242-11.6% | $165,071-11.0% | $145,884+0.7% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.6%-28.6pp | 80.3%-30.3pp |
| Annual return | 13.65% | 100.44%-86.8pp | 70.17%-56.5pp | 551.85%-538.2pp |
| Employer contribution / active EE | $1,760 | $5,283-66.7% | $4,347-59.5% | $4,662-62.3% |
| Participant deferral / active EE | $2,474 | $6,964-64.5% | $6,035-59.0% | $6,690-63.0% |
| Admin fee / account holder | $993 | $16,658-94.0% | $12,695-92.2% | $13,392-92.6% |