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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,028 | $132,099-40.9% | $115,599-32.5% | $138,895-43.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 15.93% | 176.76%-160.8pp | 111.10%-95.2pp | 145.39%-129.5pp |
| Employer contribution / active EE | $6,958 | $3,416+103.7% | $2,955+135.4% | $4,194+65.9% |
| Participant deferral / active EE | $10,221 | $5,617+82.0% | $4,889+109.0% | $6,396+59.8% |
| Admin fee / account holder | $9,034 | $15,650-42.3% | $12,841-29.6% | $12,562-28.1% |