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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,582,678 | $72,071+4871.0% | $68,368+5140.3% | $137,256+2510.2% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.8%-23.8pp | 80.0%-30.0pp |
| Annual return | 13.01% | 353.14%-340.1pp | 292.57%-279.6pp | 220.34%-207.3pp |
| Employer contribution / active EE | $2,261 | $2,788-18.9% | $2,649-14.6% | $4,156-45.6% |
| Participant deferral / active EE | $15,498 | $4,410+251.4% | $4,123+275.9% | $6,407+141.9% |
| Admin fee / account holder | $112 | $5,336-97.9% | $5,150-97.8% | $12,270-99.1% |