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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,025 | $147,556+101.3% | $129,031+130.2% | $198,609+49.6% |
| Participation rate | 94.7% | 77.2%+17.5pp | 73.4%+21.4pp | 82.4%+12.4pp |
| Annual return | 18.10% | 37.41%-19.3pp | 34.67%-16.6pp | 202.70%-184.6pp |
| Employer contribution / active EE | $23,789 | $3,645+552.7% | $3,226+637.4% | $5,055+370.6% |
| Participant deferral / active EE | $12,956 | $5,760+124.9% | $5,217+148.3% | $6,977+85.7% |
| Admin fee / account holder | $5,913 | $15,467-61.8% | $13,208-55.2% | $19,030-68.9% |