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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,025 | $97,125+205.8% | $86,233+244.4% | $137,256+116.4% |
| Participation rate | 94.7% | 74.2%+20.5pp | 69.0%+25.7pp | 80.0%+14.8pp |
| Annual return | 18.10% | 74.19%-56.1pp | 61.39%-43.3pp | 220.34%-202.2pp |
| Employer contribution / active EE | $23,789 | $2,841+737.3% | $2,504+849.9% | $4,156+472.4% |
| Participant deferral / active EE | $12,956 | $5,180+150.1% | $4,559+184.2% | $6,407+102.2% |
| Admin fee / account holder | $5,913 | $9,725-39.2% | $8,342-29.1% | $12,270-51.8% |