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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,198 | $154,228-41.5% | $145,433-38.0% | $137,256-34.3% |
| Participation rate | 41.7% | 83.8%-42.1pp | 82.1%-40.5pp | 80.0%-38.3pp |
| Annual return | 16.00% | 74.59%-58.6pp | 66.58%-50.6pp | 220.34%-204.3pp |
| Employer contribution / active EE | $1,352 | $4,804-71.8% | $4,554-70.3% | $4,156-67.5% |
| Participant deferral / active EE | $6,221 | $8,216-24.3% | $7,897-21.2% | $6,407-2.9% |
| Admin fee / account holder | $598 | $14,344-95.8% | $13,129-95.4% | $12,270-95.1% |