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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,764 | $100,139-84.3% | $85,187-81.5% | $145,884-89.2% |
| Participation rate | 81.8% | 74.1%+7.7pp | 67.5%+14.3pp | 80.3%+1.5pp |
| Annual return | 6.65% | 84.15%-77.5pp | 66.67%-60.0pp | 551.85%-545.2pp |
| Employer contribution / active EE | $0 | $3,238-100.0% | $2,732-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,572 | $5,296-70.3% | $4,525-65.3% | $6,690-76.5% |
| Admin fee / account holder | $586 | $7,262-91.9% | $6,162-90.5% | $13,392-95.6% |