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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,764 | $99,995-84.2% | $85,063-81.5% | $145,978-89.2% |
| Participation rate | 81.8% | 74.1%+7.7pp | 67.5%+14.3pp | 80.3%+1.5pp |
| Annual return | 6.65% | 83.99%-77.3pp | 66.54%-59.9pp | 550.52%-543.9pp |
| Employer contribution / active EE | $0 | $3,231-100.0% | $2,727-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,572 | $5,295-70.3% | $4,523-65.2% | $6,690-76.5% |
| Admin fee / account holder | $586 | $7,255-91.9% | $6,155-90.5% | $13,400-95.6% |