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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,307 | $125,184+149.5% | $105,607+195.7% | $145,884+114.1% |
| Participation rate | 94.1% | 77.6%+16.5pp | 75.3%+18.8pp | 80.3%+13.8pp |
| Annual return | 14.64% | 225.00%-210.4pp | 116.11%-101.5pp | 551.85%-537.2pp |
| Employer contribution / active EE | $1,874 | $3,720-49.6% | $3,167-40.8% | $4,662-59.8% |
| Participant deferral / active EE | $5,099 | $5,714-10.8% | $5,011+1.8% | $6,690-23.8% |
| Admin fee / account holder | $1,389 | $17,133-91.9% | $10,958-87.3% | $13,392-89.6% |