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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,726 | $208,088-59.8% | $186,193-55.0% | $154,746-45.9% |
| Participation rate | 75.0% | 80.0%-5.0pp | 77.1%-2.1pp | 80.7%-5.7pp |
| Annual return | 17.16% | 89.97%-72.8pp | 78.03%-60.9pp | 172.34%-155.2pp |
| Employer contribution / active EE | $4,306 | $4,340-0.8% | $3,918+9.9% | $4,379-1.7% |
| Participant deferral / active EE | $4,335 | $7,078-38.8% | $6,513-33.4% | $6,730-35.6% |
| Admin fee / account holder | $533 | $11,698-95.4% | $11,058-95.2% | $14,365-96.3% |