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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,726 | $180,749-53.7% | $160,784-47.9% | $137,256-39.0% |
| Participation rate | 75.0% | 80.0%-5.0pp | 77.0%-2.0pp | 80.0%-5.0pp |
| Annual return | 17.16% | 2234.46%-2217.3pp | 1803.92%-1786.8pp | 220.34%-203.2pp |
| Employer contribution / active EE | $4,306 | $4,155+3.6% | $3,733+15.4% | $4,156+3.6% |
| Participant deferral / active EE | $4,335 | $6,844-36.7% | $6,293-31.1% | $6,407-32.3% |
| Admin fee / account holder | $533 | $10,397-94.9% | $9,717-94.5% | $12,270-95.7% |