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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,834 | $102,938-54.5% | $94,105-50.2% | $138,895-66.3% |
| Participation rate | 83.3% | 74.6%+8.7pp | 71.9%+11.4pp | 79.9%+3.4pp |
| Annual return | 18.55% | 250.28%-231.7pp | 204.55%-186.0pp | 145.39%-126.8pp |
| Employer contribution / active EE | $2,990 | $2,732+9.4% | $2,504+19.4% | $4,194-28.7% |
| Participant deferral / active EE | $7,901 | $4,196+88.3% | $3,881+103.6% | $6,396+23.5% |
| Admin fee / account holder | $311 | $6,600-95.3% | $6,199-95.0% | $12,562-97.5% |