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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,872 | $108,942-69.8% | $100,415-67.3% | $145,897-77.5% |
| Participation rate | 58.3% | 83.0%-24.6pp | 81.5%-23.2pp | 80.3%-22.0pp |
| Annual return | 11.63% | 58.27%-46.6pp | 49.47%-37.8pp | 552.29%-540.7pp |
| Employer contribution / active EE | $0 | $4,422-100.0% | $3,943-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $6,275 | $8,461-25.8% | $8,091-22.4% | $6,689-6.2% |
| Admin fee / account holder | $4,740 | $9,702-51.1% | $7,906-40.1% | $13,390-64.6% |