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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,841 | $76,368-72.7% | $67,681-69.2% | $154,746-86.5% |
| Participation rate | 80.0% | 79.0%+1.0pp | 73.7%+6.3pp | 80.7%-0.7pp |
| Annual return | 15.99% | 1066.77%-1050.8pp | 590.58%-574.6pp | 172.34%-156.3pp |
| Employer contribution / active EE | $1,001 | $3,151-68.2% | $2,678-62.6% | $4,379-77.1% |
| Participant deferral / active EE | $1,450 | $4,824-69.9% | $3,976-63.5% | $6,730-78.4% |
| Admin fee / account holder | $423 | $8,559-95.1% | $6,100-93.1% | $14,365-97.1% |