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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,841 | $73,421-71.6% | $66,439-68.6% | $155,188-86.6% |
| Participation rate | 80.0% | 79.7%+0.3pp | 74.5%+5.5pp | 80.8%-0.8pp |
| Annual return | 15.99% | 1382.37%-1366.4pp | 757.66%-741.7pp | 148.84%-132.8pp |
| Employer contribution / active EE | $1,001 | $3,039-67.1% | $2,637-62.0% | $4,248-76.4% |
| Participant deferral / active EE | $1,450 | $4,680-69.0% | $3,876-62.6% | $6,531-77.8% |
| Admin fee / account holder | $423 | $8,856-95.2% | $6,173-93.1% | $14,480-97.1% |