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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,268,725 | $149,040+751.3% | $120,225+955.3% | $137,256+824.3% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 16.75% | 605.68%-588.9pp | 439.23%-422.5pp | 220.34%-203.6pp |
| Employer contribution / active EE | $26,044 | $4,350+498.7% | $3,475+649.4% | $4,156+526.6% |
| Participant deferral / active EE | $18,167 | $4,655+290.3% | $3,999+354.3% | $6,407+183.6% |
| Admin fee / account holder | $8,940 | $6,348+40.8% | $5,696+56.9% | $12,270-27.1% |