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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,819 | $111,535+32.5% | $105,223+40.5% | $137,256+7.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 18.69% | 237.85%-219.2pp | 180.65%-162.0pp | 220.34%-201.6pp |
| Employer contribution / active EE | $3,042 | $3,939-22.8% | $3,689-17.5% | $4,156-26.8% |
| Participant deferral / active EE | $6,595 | $5,500+19.9% | $5,072+30.0% | $6,407+2.9% |
| Admin fee / account holder | $4,313 | $9,721-55.6% | $8,859-51.3% | $12,270-64.8% |