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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,753 | $117,829-76.4% | $102,423-72.9% | $145,877-81.0% |
| Participation rate | 94.7% | 78.6%+16.1pp | 76.5%+18.2pp | 80.3%+14.4pp |
| Annual return | 14.20% | 31.83%-17.6pp | 29.42%-15.2pp | 551.28%-537.1pp |
| Employer contribution / active EE | $1,771 | $3,615-51.0% | $3,023-41.4% | $4,663-62.0% |
| Participant deferral / active EE | $4,842 | $5,732-15.5% | $5,054-4.2% | $6,691-27.6% |
| Admin fee / account holder | $1,080 | $13,335-91.9% | $9,455-88.6% | $13,402-91.9% |