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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,051 | $154,228-79.2% | $145,433-78.0% | $137,256-76.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 33.62% | 74.59%-41.0pp | 66.58%-33.0pp | 220.34%-186.7pp |
| Employer contribution / active EE | $4,554 | $4,804-5.2% | $4,5540% | $4,156+9.6% |
| Participant deferral / active EE | $6,198 | $8,216-24.6% | $7,897-21.5% | $6,407-3.3% |
| Admin fee / account holder | $1,319 | $14,344-90.8% | $13,129-90.0% | $12,270-89.3% |