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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,093 | $155,555+67.8% | $146,866+77.8% | $155,188+68.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 12.59% | 115.41%-102.8pp | 102.85%-90.3pp | 148.84%-136.2pp |
| Employer contribution / active EE | $6,984 | $4,647+50.3% | $4,425+57.8% | $4,248+64.4% |
| Participant deferral / active EE | $4,316 | $8,044-46.3% | $7,759-44.4% | $6,531-33.9% |
| Admin fee / account holder | $6,063 | $14,755-58.9% | $13,620-55.5% | $14,480-58.1% |