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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,093 | $156,398+66.9% | $147,318+77.2% | $138,895+88.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 12.59% | 78.75%-66.2pp | 70.43%-57.8pp | 145.39%-132.8pp |
| Employer contribution / active EE | $6,984 | $4,853+43.9% | $4,593+52.1% | $4,194+66.5% |
| Participant deferral / active EE | $4,316 | $8,237-47.6% | $7,906-45.4% | $6,396-32.5% |
| Admin fee / account holder | $6,063 | $14,976-59.5% | $13,708-55.8% | $12,562-51.7% |