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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,243 | $106,974-15.6% | $90,796-0.6% | $138,895-35.0% |
| Participation rate | 66.7% | 74.9%-8.2pp | 69.5%-2.8pp | 79.9%-13.3pp |
| Annual return | 15.03% | 20.10%-5.1pp | 19.29%-4.3pp | 145.39%-130.4pp |
| Employer contribution / active EE | $1,202 | $2,609-53.9% | $2,294-47.6% | $4,194-71.3% |
| Participant deferral / active EE | $2,708 | $4,455-39.2% | $3,822-29.1% | $6,396-57.7% |
| Admin fee / account holder | $99 | $8,626-98.9% | $7,024-98.6% | $12,562-99.2% |