Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,383 | $166,089-87.7% | $164,928-87.6% | $145,978-86.0% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 4.37% | 100.26%-95.9pp | 70.08%-65.7pp | 550.52%-546.2pp |
| Employer contribution / active EE | $2,438 | $5,276-53.8% | $4,343-43.9% | $4,662-47.7% |
| Participant deferral / active EE | $6,553 | $6,961-5.9% | $6,034+8.6% | $6,690-2.0% |
| Admin fee / account holder | $3,879 | $16,641-76.7% | $12,684-69.4% | $13,400-71.0% |