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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,750 | $101,618-77.6% | $93,063-75.6% | $137,256-83.4% |
| Participation rate | 50.0% | 74.9%-24.9pp | 72.1%-22.1pp | 80.0%-30.0pp |
| Annual return | 12.39% | 223.95%-211.6pp | 34.15%-21.8pp | 220.34%-207.9pp |
| Employer contribution / active EE | $878 | $2,707-67.6% | $2,476-64.5% | $4,156-78.9% |
| Participant deferral / active EE | $4,595 | $4,279+7.4% | $3,958+16.1% | $6,407-28.3% |
| Admin fee / account holder | $9,921 | $6,198+60.1% | $6,033+64.4% | $12,270-19.1% |