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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,682 | $81,358-29.1% | $155,556-62.9% | $80,959-28.8% |
| Participation rate | 87.1% | 66.3%+20.8pp | 78.2%+8.9pp | 67.7%+19.4pp |
| Annual return | 17.59% | 33.39%-15.8pp | 64.84%-47.2pp | 35.67%-18.1pp |
| Employer contribution / active EE | $3,820 | $3,106+23.0% | $4,675-18.3% | $2,757+38.5% |
| Participant deferral / active EE | $6,910 | $3,455+100.0% | $5,631+22.7% | $4,300+60.7% |
| Admin fee / account holder | $1,574 | $7,994-80.3% | $15,885-90.1% | $6,925-77.3% |