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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,845 | $160,070-63.2% | $147,117-60.0% | $145,897-59.7% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 11.50% | 98.69%-87.2pp | 420.54%-409.0pp | 552.29%-540.8pp |
| Employer contribution / active EE | $1,731 | $5,285-67.2% | $4,932-64.9% | $4,663-62.9% |
| Participant deferral / active EE | $4,291 | $8,419-49.0% | $8,065-46.8% | $6,689-35.9% |
| Admin fee / account holder | $3,310 | $15,035-78.0% | $12,993-74.5% | $13,390-75.3% |