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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,166 | $183,627-28.6% | $155,602-15.7% | $145,978-10.1% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 14.28% | 61.32%-47.0pp | 64.81%-50.5pp | 550.52%-536.2pp |
| Employer contribution / active EE | $9,457 | $5,316+77.9% | $4,675+102.3% | $4,662+102.9% |
| Participant deferral / active EE | $4,361 | $6,466-32.6% | $5,629-22.5% | $6,690-34.8% |
| Admin fee / account holder | $1,571 | $19,327-91.9% | $15,923-90.1% | $13,400-88.3% |