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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $17,655 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $13,442 |
Filed as: FIFTH THIRD BANK Service code 27 38 FOUNTAIN SQ PLZ · CINCINNATI, OH 45263 | Advisory (Plan) | $9,262 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,151 | $86,919-43.5% | $102,457-52.0% | $80,911-39.3% |
| Participation rate | 76.5% | 72.4%+4.1pp | 76.5%0pp | 67.6%+8.8pp |
| Annual return | 9.44% | 18.90%-9.5pp | 29.41%-20.0pp | 35.63%-26.2pp |
| Employer contribution / active EE | $2,036 | $2,368-14.0% | $3,022-32.6% | $2,756-26.1% |
| Participant deferral / active EE | $4,471 | $4,119+8.5% | $5,054-11.5% | $4,297+4.0% |
| Admin fee / account holder | $511 | $8,049-93.7% | $9,451-94.6% | $6,935-92.6% |