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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,465 | $159,934+97.2% | $147,005+114.6% | $145,959+116.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 2.91% | 98.24%-95.3pp | 418.76%-415.9pp | 561.95%-559.0pp |
| Employer contribution / active EE | $36,500 | $5,287+590.3% | $4,934+639.7% | $4,661+683.1% |
| Participant deferral / active EE | $25,500 | $8,427+202.6% | $8,070+216.0% | $6,689+281.3% |
| Admin fee / account holder | $63 | $15,053-99.6% | $13,006-99.5% | $13,398-99.5% |