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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,145 | $111,814+0.3% | $103,374+8.5% | $145,959-23.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.79% | 24.77%-12.0pp | 24.89%-12.1pp | 561.95%-549.2pp |
| Employer contribution / active EE | $2,203 | $4,214-47.7% | $3,869-43.1% | $4,661-52.7% |
| Participant deferral / active EE | $8,514 | $5,618+51.5% | $5,058+68.3% | $6,689+27.3% |
| Admin fee / account holder | $2,156 | $9,754-77.9% | $8,394-74.3% | $13,398-83.9% |