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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,388 | $108,825+61.2% | $156,181+12.3% | $82,448+112.7% |
| Participation rate | 12.9% | 72.4%-59.5pp | 78.8%-65.9pp | 68.1%-55.2pp |
| Annual return | 15.97% | 20.59%-4.6pp | 64.87%-48.9pp | 41.64%-25.7pp |
| Employer contribution / active EE | $888 | $2,870-69.0% | $4,294-79.3% | $2,551-65.2% |
| Participant deferral / active EE | $2,102 | $4,577-54.1% | $6,132-65.7% | $4,139-49.2% |
| Admin fee / account holder | $15,107 | $9,341+61.7% | $14,586+3.6% | $7,234+108.8% |