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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,936 | $183,516+61.3% | $155,534+90.3% | $145,884+102.9% |
| Participation rate | 76.2% | 82.7%-6.5pp | 78.2%-2.0pp | 80.3%-4.1pp |
| Annual return | 16.93% | 61.43%-44.5pp | 64.92%-48.0pp | 551.85%-534.9pp |
| Employer contribution / active EE | $8,748 | $5,315+64.6% | $4,675+87.1% | $4,662+87.6% |
| Participant deferral / active EE | $5,786 | $6,467-10.5% | $5,630+2.8% | $6,690-13.5% |
| Admin fee / account holder | $1,917 | $19,293-90.1% | $15,900-87.9% | $13,392-85.7% |