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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,936 | $183,592+61.2% | $155,567+90.2% | $145,959+102.8% |
| Participation rate | 76.2% | 82.7%-6.5pp | 78.2%-2.0pp | 80.3%-4.1pp |
| Annual return | 16.93% | 61.24%-44.3pp | 64.74%-47.8pp | 561.95%-545.0pp |
| Employer contribution / active EE | $8,748 | $5,315+64.6% | $4,674+87.2% | $4,661+87.7% |
| Participant deferral / active EE | $5,786 | $6,464-10.5% | $5,628+2.8% | $6,689-13.5% |
| Admin fee / account holder | $1,917 | $19,318-90.1% | $15,916-88.0% | $13,398-85.7% |