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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $645,690 | $117,895+447.7% | $102,460+530.2% | $145,897+342.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 14.91% | 31.92%-17.0pp | 29.47%-14.6pp | 552.29%-537.4pp |
| Employer contribution / active EE | $16,726 | $3,619+362.2% | $3,025+452.9% | $4,663+258.7% |
| Participant deferral / active EE | $23,389 | $5,736+307.7% | $5,056+362.6% | $6,689+249.6% |
| Admin fee / account holder | $2,852 | $13,353-78.6% | $9,460-69.8% | $13,390-78.7% |