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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,947 | $57,119+306.1% | $85,187+172.3% | $80,935+186.6% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 14.22% | 21.70%-7.5pp | 66.67%-52.4pp | 35.66%-21.4pp |
| Employer contribution / active EE | $6,584 | $1,802+265.5% | $2,732+141.0% | $2,757+138.8% |
| Participant deferral / active EE | $16,429 | $3,115+427.4% | $4,525+263.1% | $4,299+282.1% |
| Admin fee / account holder | $5,041 | $4,990+1.0% | $6,162-18.2% | $6,924-27.2% |