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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,947 | $57,061+306.5% | $85,063+172.7% | $80,911+186.7% |
| Participation rate | 100.0% | 56.3%+43.7pp | 67.5%+32.5pp | 67.6%+32.4pp |
| Annual return | 14.22% | 21.66%-7.4pp | 66.54%-52.3pp | 35.63%-21.4pp |
| Employer contribution / active EE | $6,584 | $1,799+266.0% | $2,727+141.4% | $2,756+138.9% |
| Participant deferral / active EE | $16,429 | $3,110+428.2% | $4,523+263.3% | $4,297+282.3% |
| Admin fee / account holder | $5,041 | $4,986+1.1% | $6,155-18.1% | $6,935-27.3% |