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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,377 | $95,453-51.4% | $112,040-58.6% | $82,448-43.7% |
| Participation rate | 98.3% | 72.8%+25.6pp | 76.5%+21.8pp | 68.1%+30.3pp |
| Annual return | 4.73% | 23.92%-19.2pp | 24.52%-19.8pp | 41.64%-36.9pp |
| Employer contribution / active EE | $1,246 | $2,318-46.2% | $2,954-57.8% | $2,551-51.2% |
| Participant deferral / active EE | $2,434 | $4,224-42.4% | $5,098-52.3% | $4,139-41.2% |
| Admin fee / account holder | $6,599 | $9,013-26.8% | $12,098-45.5% | $7,234-8.8% |