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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,957 | $110,039-17.3% | $97,260-6.5% | $145,884-37.7% |
| Participation rate | 90.5% | 75.9%+14.6pp | 72.7%+17.8pp | 80.3%+10.2pp |
| Annual return | 8.97% | 244.44%-235.5pp | 75.54%-66.6pp | 551.85%-542.9pp |
| Employer contribution / active EE | $8,293 | $3,074+169.8% | $2,721+204.8% | $4,662+77.9% |
| Participant deferral / active EE | $10,167 | $4,674+117.5% | $4,262+138.6% | $6,690+52.0% |
| Admin fee / account holder | $2,303 | $6,204-62.9% | $5,640-59.2% | $13,392-82.8% |