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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,367 | $156,398+97.8% | $147,318+110.0% | $138,895+122.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.21% | 78.75%-63.5pp | 70.43%-55.2pp | 145.39%-130.2pp |
| Employer contribution / active EE | $6,820 | $4,853+40.5% | $4,593+48.5% | $4,194+62.6% |
| Participant deferral / active EE | $21,424 | $8,237+160.1% | $7,906+171.0% | $6,396+234.9% |
| Admin fee / account holder | $11,650 | $14,976-22.2% | $13,708-15.0% | $12,562-7.3% |