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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,367 | $154,228+100.6% | $145,433+112.7% | $137,256+125.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.21% | 74.59%-59.4pp | 66.58%-51.4pp | 220.34%-205.1pp |
| Employer contribution / active EE | $6,820 | $4,804+42.0% | $4,554+49.7% | $4,156+64.1% |
| Participant deferral / active EE | $21,424 | $8,216+160.7% | $7,897+171.3% | $6,407+234.4% |
| Admin fee / account holder | $11,650 | $14,344-18.8% | $13,129-11.3% | $12,270-5.1% |