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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,065 | $92,798+118.8% | $96,707+110.0% | $137,256+47.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 80.4%+19.6pp | 80.0%+20.0pp |
| Annual return | 17.44% | 31.24%-13.8pp | 34.78%-17.3pp | 220.34%-202.9pp |
| Employer contribution / active EE | $3,312 | $4,147-20.2% | $4,191-21.0% | $4,156-20.3% |
| Participant deferral / active EE | $11,745 | $5,877+99.9% | $5,997+95.9% | $6,407+83.3% |
| Admin fee / account holder | $473 | $7,946-94.1% | $7,503-93.7% | $12,270-96.1% |