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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,702 | $183,516-22.8% | $155,534-8.9% | $145,884-2.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.52% | 61.43%-52.9pp | 64.92%-56.4pp | 551.85%-543.3pp |
| Employer contribution / active EE | $6,006 | $5,315+13.0% | $4,675+28.5% | $4,662+28.8% |
| Participant deferral / active EE | $5,457 | $6,467-15.6% | $5,630-3.1% | $6,690-18.4% |
| Admin fee / account holder | $1,340 | $19,293-93.1% | $15,900-91.6% | $13,392-90.0% |