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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,325 | $173,526+26.4% | $136,072+61.2% | $145,884+50.3% |
| Participation rate | 68.8% | 80.4%-11.7pp | 76.4%-7.7pp | 80.3%-11.6pp |
| Annual return | 13.37% | 1167.12%-1153.7pp | 580.46%-567.1pp | 551.85%-538.5pp |
| Employer contribution / active EE | $0 | $5,285-100.0% | $4,216-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $11,894 | $8,711+36.5% | $7,028+69.2% | $6,690+77.8% |
| Admin fee / account holder | $2,108 | $9,665-78.2% | $6,718-68.6% | $13,392-84.3% |