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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,881 | $90,614-53.8% | $76,089-45.0% | $145,877-71.3% |
| Participation rate | 61.5% | 74.5%-13.0pp | 69.1%-7.5pp | 80.3%-18.8pp |
| Annual return | 39.15% | 623.80%-584.6pp | 360.94%-321.8pp | 551.28%-512.1pp |
| Employer contribution / active EE | $3,008 | $3,324-9.5% | $2,690+11.8% | $4,663-35.5% |
| Participant deferral / active EE | $7,488 | $5,168+44.9% | $4,259+75.8% | $6,691+11.9% |
| Admin fee / account holder | $208 | $8,376-97.5% | $6,418-96.8% | $13,402-98.4% |