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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,881 | $90,530-53.7% | $76,030-44.9% | $145,897-71.3% |
| Participation rate | 61.5% | 74.4%-12.9pp | 69.1%-7.5pp | 80.3%-18.8pp |
| Annual return | 39.15% | 625.08%-585.9pp | 361.54%-322.4pp | 552.29%-513.1pp |
| Employer contribution / active EE | $3,008 | $3,319-9.4% | $2,688+11.9% | $4,663-35.5% |
| Participant deferral / active EE | $7,488 | $5,164+45.0% | $4,257+75.9% | $6,689+11.9% |
| Admin fee / account holder | $208 | $8,383-97.5% | $6,421-96.8% | $13,390-98.4% |