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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $882,736 | $167,030+428.5% | $135,768+550.2% | $155,188+468.8% |
| Participation rate | 50.0% | 76.2%-26.2pp | 71.1%-21.1pp | 80.8%-30.8pp |
| Annual return | 13.23% | 678.39%-665.2pp | 526.10%-512.9pp | 148.84%-135.6pp |
| Employer contribution / active EE | $7,500 | $4,132+81.5% | $3,394+121.0% | $4,248+76.6% |
| Participant deferral / active EE | $15,500 | $4,528+242.3% | $3,977+289.7% | $6,531+137.3% |
| Admin fee / account holder | $14,651 | $8,172+79.3% | $7,048+107.9% | $14,480+1.2% |