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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,095 | $87,059-39.0% | $105,608-49.7% | $80,925-34.4% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 17.90% | 17.05%+0.8pp | 116.50%-98.6pp | 35.65%-17.8pp |
| Employer contribution / active EE | $4,896 | $2,396+104.3% | $3,167+54.6% | $2,756+77.6% |
| Participant deferral / active EE | $6,923 | $3,986+73.7% | $5,010+38.2% | $4,299+61.0% |
| Admin fee / account holder | $4,104 | $8,443-51.4% | $11,028-62.8% | $6,940-40.9% |