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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,095 | $87,132-39.1% | $105,624-49.7% | $80,959-34.4% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 17.90% | 17.03%+0.9pp | 116.20%-98.3pp | 35.67%-17.8pp |
| Employer contribution / active EE | $4,896 | $2,397+104.3% | $3,168+54.5% | $2,757+77.6% |
| Participant deferral / active EE | $6,923 | $3,985+73.7% | $5,013+38.1% | $4,300+61.0% |
| Admin fee / account holder | $4,104 | $8,449-51.4% | $10,961-62.6% | $6,925-40.7% |