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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,095 | $87,037-39.0% | $106,201-50.0% | $80,874-34.3% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.6%+32.4pp |
| Annual return | 17.90% | 17.05%+0.8pp | 116.26%-98.4pp | 35.62%-17.7pp |
| Employer contribution / active EE | $4,896 | $2,396+104.3% | $3,170+54.5% | $2,756+77.7% |
| Participant deferral / active EE | $6,923 | $3,986+73.7% | $5,012+38.1% | $4,297+61.1% |
| Admin fee / account holder | $4,104 | $8,434-51.3% | $11,039-62.8% | $6,935-40.8% |