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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,469 | $87,166-45.5% | $76,735-38.1% | $137,256-65.4% |
| Participation rate | 76.9% | 74.4%+2.6pp | 69.5%+7.4pp | 80.0%-3.0pp |
| Annual return | 13.75% | 26.50%-12.7pp | 29.77%-16.0pp | 220.34%-206.6pp |
| Employer contribution / active EE | $446 | $2,904-84.6% | $2,454-81.8% | $4,156-89.3% |
| Participant deferral / active EE | $1,614 | $4,726-65.8% | $4,088-60.5% | $6,407-74.8% |
| Admin fee / account holder | $9,827 | $8,403+16.9% | $7,189+36.7% | $12,270-19.9% |