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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,901 | $150,435-36.9% | $120,580-21.3% | $145,897-35.0% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 8.45% | 154.60%-146.1pp | 107.48%-99.0pp | 552.29%-543.8pp |
| Employer contribution / active EE | $6,583 | $4,352+51.3% | $3,469+89.8% | $4,663+41.2% |
| Participant deferral / active EE | $7,173 | $6,174+16.2% | $4,995+43.6% | $6,689+7.2% |
| Admin fee / account holder | $1,038 | $12,182-91.5% | $9,418-89.0% | $13,390-92.3% |