Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,652 | $77,472-51.4% | $100,392-62.5% | $80,935-53.5% |
| Participation rate | 50.8% | 76.9%-26.1pp | 81.5%-30.7pp | 67.7%-16.8pp |
| Annual return | 21.66% | 37.26%-15.6pp | 49.45%-27.8pp | 35.66%-14.0pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,941-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,713 | $6,818-30.9% | $8,090-41.7% | $4,299+9.6% |
| Admin fee / account holder | $471 | $5,885-92.0% | $7,904-94.0% | $6,924-93.2% |