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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,152 | $97,125-1.0% | $86,233+11.5% | $137,256-29.9% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 19.17% | 74.19%-55.0pp | 61.39%-42.2pp | 220.34%-201.2pp |
| Employer contribution / active EE | $2,374 | $2,841-16.5% | $2,504-5.2% | $4,156-42.9% |
| Participant deferral / active EE | $6,862 | $5,180+32.5% | $4,559+50.5% | $6,407+7.1% |
| Admin fee / account holder | $183 | $9,725-98.1% | $8,342-97.8% | $12,270-98.5% |