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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,997 | $78,690+9.3% | $161,489-46.7% | $87,485-1.7% |
| Participation rate | 97.7% | 67.5%+30.3pp | 78.7%+19.0pp | 68.9%+28.8pp |
| Annual return | 13.93% | 32.74%-18.8pp | 89.72%-75.8pp | 26.06%-12.1pp |
| Employer contribution / active EE | $2,178 | $2,588-15.9% | $4,268-49.0% | $2,596-16.1% |
| Participant deferral / active EE | $5,389 | $3,311+62.8% | $5,630-4.3% | $4,274+26.1% |
| Admin fee / account holder | $5,199 | $6,724-22.7% | $16,006-67.5% | $7,775-33.1% |