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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,997 | $76,407+12.6% | $150,298-42.8% | $82,448+4.3% |
| Participation rate | 97.7% | 66.4%+31.3pp | 77.8%+20.0pp | 68.1%+29.7pp |
| Annual return | 13.93% | 39.99%-26.1pp | 62.79%-48.9pp | 41.64%-27.7pp |
| Employer contribution / active EE | $2,178 | $2,614-16.7% | $4,154-47.6% | $2,551-14.6% |
| Participant deferral / active EE | $5,389 | $3,214+67.6% | $5,453-1.2% | $4,139+30.2% |
| Admin fee / account holder | $5,199 | $6,352-18.1% | $14,116-63.2% | $7,234-28.1% |