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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,242 | $76,522+2.2% | $56,033+39.6% | $145,884-46.4% |
| Participation rate | 14.3% | 63.2%-48.9pp | 52.5%-38.2pp | 80.3%-66.0pp |
| Annual return | 12.29% | 3014.28%-3002.0pp | 1711.38%-1699.1pp | 551.85%-539.6pp |
| Employer contribution / active EE | $368 | $1,382-73.3% | $1,041-64.6% | $4,662-92.1% |
| Participant deferral / active EE | $3,353 | $2,624+27.8% | $1,954+71.6% | $6,690-49.9% |
| Admin fee / account holder | $0 | $3,328-100.0% | $2,827-100.0% | $13,392-100.0% |