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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,397 | $174,379+45.9% | $152,093+67.3% | $138,895+83.2% |
| Participation rate | 80.0% | 81.6%-1.6pp | 77.8%+2.2pp | 79.9%+0.1pp |
| Annual return | 14.24% | 74.86%-60.6pp | 66.36%-52.1pp | 145.39%-131.2pp |
| Employer contribution / active EE | $3,888 | $4,652-16.4% | $4,175-6.9% | $4,194-7.3% |
| Participant deferral / active EE | $13,180 | $6,159+114.0% | $5,451+141.8% | $6,396+106.1% |
| Admin fee / account holder | $10,531 | $16,880-37.6% | $14,497-27.4% | $12,562-16.2% |