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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,146 | $51,638-64.9% | $68,368-73.5% | $82,448-78.0% |
| Participation rate | 58.6% | 63.6%-5.0pp | 73.8%-15.1pp | 68.1%-9.4pp |
| Annual return | 18.32% | 37.53%-19.2pp | 292.57%-274.3pp | 41.64%-23.3pp |
| Employer contribution / active EE | $661 | $2,047-67.7% | $2,649-75.0% | $2,551-74.1% |
| Participant deferral / active EE | $1,474 | $2,914-49.4% | $4,123-64.2% | $4,139-64.4% |
| Admin fee / account holder | $878 | $4,643-81.1% | $5,150-82.9% | $7,234-87.9% |