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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,146 | $64,920-72.0% | $103,693-82.5% | $86,983-79.1% |
| Participation rate | 58.6% | 63.6%-5.0pp | 72.6%-14.0pp | 69.5%-10.9pp |
| Annual return | 18.32% | 30.29%-12.0pp | 47.61%-29.3pp | 25.83%-7.5pp |
| Employer contribution / active EE | $661 | $2,141-69.1% | $2,920-77.4% | $2,584-74.4% |
| Participant deferral / active EE | $1,474 | $3,241-54.5% | $4,579-67.8% | $4,194-64.8% |
| Admin fee / account holder | $878 | $6,191-85.8% | $7,858-88.8% | $7,856-88.8% |