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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,793 | $110,379+19.4% | $102,412+28.7% | $145,884-9.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.83% | 24.84%-15.0pp | 24.94%-15.1pp | 551.85%-542.0pp |
| Employer contribution / active EE | $14,120 | $4,216+234.9% | $3,870+264.9% | $4,662+202.9% |
| Participant deferral / active EE | $8,670 | $5,622+54.2% | $5,060+71.3% | $6,690+29.6% |
| Admin fee / account holder | $792 | $9,745-91.9% | $8,388-90.6% | $13,392-94.1% |